Faphouse Upi Payment |link| Full Jun 2026

| Step | System | Action | |------|--------|--------| | 1 | | Registers the seller’s bank account & generates a static VPA (e.g., seller123@faphouse ). | | 2 | UPI Transaction | Funds flow from shopper’s bank → seller’s VPA (static). | | 3 | Instant Credit | Faphouse’s wallet service mirrors the incoming amount, instantly crediting the seller’s internal balance. | | 4 | Reconciliation | A nightly batch runs an API call to the bank for settlement reports, matching each transaction by txn_id . | | 5 | Payout | Sellers can request a withdrawal to their linked bank; Faphouse initiates an IMPS or NEFT push. |

Sellers see the order status as “Paid” instantly, even though actual inter‑bank settlement may settle later (within seconds for UPI). The internal wallet eliminates latency for downstream processes (order packaging, shipping, etc.).

: International payments from India may incur a 3.5% markup fee plus GST, depending on your bank's policy.