While many finance influencers talk about cutting back on "avocado toast," Cheryne talks about the emotional weight of debt. She has been famously vulnerable about her own financial struggles, including the $30,000 debt hole she and her husband, Zach, climbed out of. She doesn't pretend it was easy. In her viral series "Budget With Me," viewers watch her literally count cash, struggle with grocery bills, and decide whether to splurge on a date night.